After more than two decades spent in the financial services industry, Viv has built his business on the cornerstones of dignity and respect, carefully crafting plans that help clients achieve their desired lifestyles in retirement. Viv takes a personalized approach with each client because everyone is unique and has different financial goals and objectives. But he always focuses on protecting the assets people have worked so hard to save.

“I arm my clients with retirement income strategies so that they don’t outlive their income,” he says. “What’s happening right now in the United States and in the world is that stock markets are volatile, while people are living longer. It can be a recipe for disaster. If you have longevity and if you take your money out the wrong way during retirement, you could run out of money prematurely. Even if you have a million dollars, if the market drops 30% and you’re withdrawing money, you could face a scenario where you never recover,” Viv says.

Passionate about helping others, Viv knows that people are what really matters. “People are more important than money, and I live my life according to that,” Viv says. “I make plans for my clients the same way I would make a plan for myself or my loved ones. Care, respect, and patience are a given. Helping people and doing the right thing for others is what motivates me every day,” he says.

Viv graduated from Centennial College in Toronto, Canada in 1997 with an emphasis in Business Administration and Accounting. He holds his Arizona insurance license and a designation as a U.S.A. Hockey Level 4 Coach.

When he’s not at work, Viv is reading, studying, keeping up with what is happening in our country, and, most importantly, surrounding himself with people that are smarter than he is. He doesn’t believe in having an ego—he wants to learn everything he can, every day. Viv has been raising his 16 year old on his own since he was 2 months old and everything that Viv strives for is for him.